Easy monthly payments with Affirm
Pay Over Time
When inspiration strikes, Affirm gives you payment options to suit your budget. Just
select Affirm at checkout to pay over time for your purchase
Get Flexible Monthly Payment Options
-
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
-
2. Choose how to pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
-
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Buy With Confidence
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever
Flexible
You choose the payment schedule that works best for you.
Rates from {0–36% APR} {10–36% APR}. Payment options through Affirm are
subject to an eligibility check, may not be available everywhere, and are provided
by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
Frequently Asked Questions
General Questions about Affirm
Can I pay off my purchase early?
Yes, there’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process
with the store.
Does checking my eligibility affect my credit score?
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through
Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps
Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.